“Here’s Where You Get Construction Loans For Land Purchase, Site Development, Building Construction & Take Out Mortgage For Your Residential or Commercial Construction Project.”



…Call 416 464 4113 Today!…

From the Desk of:
Joe Walsh
Construction Mortgage Broker

Welcome builders, developers, buyers, and home owners seeking construction financing for construction projects in Southwestern Ontario.

Let me explain to you why we’re you’re number one source for Ontario construction loans and mortgages.

First, let’s start with my definition of Construction Loans, which includes the following 6 different forms of construction financing:

  • Land Purchase Loans:  Undeveloped bare land, partially developed land, serviced lots, unserviced lots, single lots, multiple lots.
  • Site Development Loans:  Landscaping, roads, sewers, and other infrastructure.
  • Building Construction Loans:   Home renovation, building addition and new construction for residential or commercial applications.
  • Construction Bridge Loans:  Covers funding shortfalls near the end of a project unmet by the building construction loan.
  • Condo Inventory Loans:  Provides additional capital after construction to cash flow the project until condo registration is received.
  • Long Term Take Out Loans:  Long term mortgages that payout construction loans once an occupancy permit is received.
  • Mezzanine Loan:  Quazi form of equity financing secured by the project and utilized to cover off the equity requirements of the senior construction loan lender

Most construction projects will require two or three of these construction mortgage applications during a single project, and still others will require four or five, depending on the project and the circumstances.

Because each type of financing requires a unique mortgage, and sometimes from a different lender, the seamless coordination from one source of financing to another is critical to keeping your project on track and minimizing your overall financing costs.

Working with too many brokers and lender over the duration of any project can also become very complex to manage and increases the risk of having problems keeping your overall cash flow on track.

Our focus is to be your one stop shop for construction financing, whatever form of it is required at any one time, and by concentrating our efforts in one particular geographic area, we are able to maintain the necessary lender relationships to achieve this.

Second, whether you’re project is residential or commercial, industrial or mixed use, housing development or apartment complex, new construction, addition, or renovation, we have the institutional and private funding sources that can not only finance all these types of construction projects, but also a broad spectrum of credit profiles and borrower requirements.

Third, and perhaps the most important, is my 34 years of construction financing experience and the ability of my team to provide a high level of customer service to you. In this business, experience accounts for plenty.

Lenders can be very selective with the projects they approve and the terms and conditions they extend.

If you want construction funding in place, for the amount you require, in the time you’ve got to work with, for the best available rates and terms, you’re going to need someone selling the merits of your project that knows what they’re doing.

Also remember that it’s one thing to “find and secure the money”…..it can be quite another to manage the lender relationship, draw process, and transition from one mortgage to the next if required.

Working with a construction mortgage brokerage that is focused on customer service and has the experience to help you effectively deal with issues as they arise (and they will arise) can truly become an invaluable asset to you.

If You Need a Construction Loan Right Now,
Here Are Several Good Reasons To Give Me a Call.

  • 30+ years of well developed private and institutional lender relationships in the region.
  • 30+ years of accumulated market knowledge of the area
  • 30+ years working with area lawyers, real estate agents, appraisers, etc.
  • 30+ years of satisfied customers that return for service over and over again.
  • 30+ years of solving problems, bailing clients out of scrapes, and overcoming many of the obstacles common to the construction process.
Doing Research on Construction Financing?

If you’re here to conduct research, then I recommend you sign up on the right for our construction financing information series where you’ll get a first hand education on the topic of construction finance.

Ready To Get Your Project Going?

If you’re planning process is moving forward and you’re now at the point where you  need to get a construction loan arranged, I recommend you pick up the phone and…

Give Me a Call on My Direct Line, 416 464 4113

…and I will quickly go over your requirements, provide relevant construction financing options, and help you decide on the best course of action.

Its pretty obvious I don’t know how to write a fancy sales letter, so let me just come out with what I’m trying to say… I  want the opportunity to earn your business and prove to you day in and day out that working with me and my team was one of the best decision you made during your construction project.

Construction financing can be challenging to locate, arrange, and manage, but we take our responsibility to get you all the way through your project very seriously, regardless of what issues may arise along the way.

Our customers will attest to this and I’m confident you will too once we’ve had the opportunity to work together.

To Your Construction Financing Success

Joe Walsh
Toronto Mortgage Broker
Dominion Lending Centres
Bedrock Financial Group Inc.
License # 12275
1935 Leslie Street
Toronto, Ontario
M3B 2M3

Click Here To Speak With Joe Walsh,
Your Southwestern Ontario Construction Financing Expert.

Providing Ontario construction loans, mortgages, and other construction financing services to the following Southwestern Ontario locations:

Ajax, Alliston, Arnprior, Acton, Angus, Aurora, Brantford, Burlington, Caledon, Cambridge, Carleton Place, Ancaster, Belleville, Bolton, Bowmanville, Barrie, Bradford, East York, Brampton, Etobicoke, Fonthill, Georgetown, Fenelon Falls, Clarington, Clifford, Chatham, Collingwood, Elmvale, Lindsay, London, Lancaster Lucan, Markham, Mississauga, Cookstown, Guelph, Hamilton, Grimsby, Kingston, Kitchener, Keswick, Orangeville, Orillia, Oakville, Owen Sound, Niagara Falls, Niagara on the Lake, North York, Ottawa,Newmarket, Sault Ste. Marie, Sharon,  St. Catharines, Sarnia, Scarborough, Picton, Port Hope, Peterborough, Richmond Hill, Port Perry, Thorold, Tillsonburg, Thornhill, Uxbridge, Vaughan, Toronto, St. Thomas, Stoney Creek, St. Jacobs,  Streetsville,  Stratford,  Stouffville, Wiarton, Whitechurch, Woodstock, Woodbridge, York, Windsor, Welland, Waterdown, Waterloo, Wasaga Beach, Westport, Whitby

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Customer Comments
Dear Joe,

We are writing this letter to express our sincere thanks to you for the role you played in the construction of our new home.

Joe, your experience and professionalism were immediately evident, however, we both felt confident and comfortable with you from our first appointment. You not only mapped out a plan for our construction money, but true to your word, the plan was followed and worked well.

The convenience of a home appointment was also a very important factor for us, given the hours we work. It was also great not to have to drag the kids along to ‘sit in the corner of an office, being at home meant they could keep themselves occupied, giving us the freedom to concentrate. You were there for us every time we had a challenge or needed an extra draw.

The home is FANTASTIC. So thanks again Joe, we’d recommend your services to anyone we know that is building a home.

Yours sincerely

J. Plumpton & H. Clark

Toronto ON
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